Home / Calculate Your Savings Need Start your college savings plan today with the Vermont Higher Education Investment Plan! How much do I need to save? Calculate how well your savings are keeping up, and what adjustments you need to make to reach the goal. What are the benefits of tax-deferred earnings growth?Calculate investment growth in a hypothetical 529 college savings account versus a hypothetical investment in a taxable account. How much does college cost today? National Center for Education Statistics (NCES) provides current tuition and expense data (room and board, books and supplies, and other expenses) for nearly 7,000 colleges and universities in the United States. You can also use this site to check if a school qualifies as an eligible educational institution and is Title IV participating. PDF files require the free Adobe Acrobat Reader. Get it here.

WE'RE HERE TO HELP You'll find more information on planning and starting early in our Parent Resources section. Check out our FAQ and read the VHEIP Disclosure Booklet and Participation Agreements (PDF, 476KB), or call us toll-free at: 1-800-637-5860 We're available Monday through Friday, 8:00 am - 8:00 pm Eastern Time. Tell a Friend Let a friend know about the Vermont Higher Education Investment Plan. Calculate Your Savings Need Compare College Savings Options Questions? Call 1-800-637-5860 Vermont Student Assistance Corp. VSAC information & tools personalized for you!

• Contact Us
• |
• Glossary
• |
• Privacy Policy
• |
• Feedback
• |
• Site Map

The tax information contained on the Vermont Higher Education Investment Plan (the Plan) Web site is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties that may be imposed on the taxpayer. It was written to support the promotion of the products and services addressed in the Web site. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor.

The Plan is administered by the Vermont Student Assistance Corp. (VSAC). TIAA-CREF Tuition Financing, Inc. (TFI) serves as Program Manager. TFI's affiliate, TIAA-CREF Individual & Institutional Services, LLC, is the distributor. The Plan Web site contains information about the Managed Allocation Option, 100% Equity Option and the Interest Income Option. Investment management for the Managed Allocation and 100% Equity Options is provided by TFI while investment management of the Interest Income Option is provided by VSAC.

The investment approaches described are not recommendations and do not take into consideration personal goals or preferences. After evaluating information you consider important in making an investment choice, the ultimate decision is up to you. It is a good idea to revisit your investment strategy periodically as your goals, personal financial situation, and market conditions change.

Consider the investment objectives, risks, charges and expenses before investing in the Plan. Please call toll-free 1-800-637-5860 for a Disclosure Booklet containing this information. Read it carefully.

Before investing in a 529 plan, you should consider whether the state you or your designated beneficiary reside in or have taxable income in has a 529 plan that offers favorable state income tax or other benefits that are only available if you invest in that state's 529 plan.

The State of Vermont, its agencies, VSAC, TIAA-CREF Tuition Financing, Inc., Teachers Insurance and Annuity Association of America and its affiliates do not insure any Account in the Plan or guarantee its principal or investment return. Account value will fluctuate based upon a number of factors, including general market conditions.

The Plan Web site is for informational purposes only, and does not constitute an offer to sell or solicitation of an offer to buy any security that may be referenced on the site. Such offer or solicitation can be made only through the Disclosure Booklet.

The Plan Web site contains links to other Web sites. Neither the Plan nor TFI and its affiliates are responsible for the content of those other Web sites. The accuracy of information on those sites cannot be confirmed.